Privacy Policy — Premium Merchant Funding 18 LLC

1. Introduction

Premium Merchant Funding 18 LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at premium-merchantfunding.com, use our services, or interact with us in any way.

By accessing our website or providing your information, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or services.

2. Information We Collect

Personal Information

We may collect the following personal information when you voluntarily provide it through our contact forms, applications, or other communications:

Full name
Email address
Phone number (if provided)
Business name and business information
Mailing address
Financial information relevant to funding applications

Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

IP address and browser type
Device information and operating system
Pages visited and time spent on the site
Referring URL and search terms
Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate funding applications
To communicate with you regarding our products and services
To send marketing and promotional communications (with your consent)
To improve our website and services
To comply with legal obligations
To protect our rights and prevent fraud

4. Information Sharing

We may share your information with:

Service providers: Third-party companies that assist us in operating our website, conducting business, or servicing you, so long as those parties agree to keep this information confidential.
Legal requirements: When required by law, regulation, or legal process.
Business transfers: In connection with a merger, acquisition, or sale of assets.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. SMS & Text Message Communications

If you opt in to receive SMS/MMS text messages from Premium Merchant Funding 18 LLC, the following terms apply:

By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from Premium Merchant Funding 18 LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month.
Message and data rates may apply. Please consult your wireless carrier for details about your messaging plan.
Reply STOP to any message to opt out and stop receiving SMS/MMS messages from us.
Reply HELP for assistance or contact us at everal@premium-merchantfunding.com.
Consent is NOT a condition of purchase. You may purchase our products and services without consenting to receive text messages.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand where our visitors are coming from. You can control cookies through your browser settings.

7. Data Security

We implement industry-standard security measures to protect your personal information, including encryption, secure servers, and access controls. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

8. Your Rights

Depending on your location, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications
Withdraw consent for SMS communications at any time by replying STOP

9. Children's Privacy

Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

Premium Merchant Funding 18 LLC
55 Water Street
New York, NY 10038
Email: everal@premium-merchantfunding.com