Terms & Conditions | Premium Merchant Funding

1. Agreement to Terms

By accessing or using the website premium-merchantfunding.com and the services provided by Premium Merchant Funding 18 LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.

2. Description of Services

Premium Merchant Funding 18 LLC provides financial technology services including payment processing, merchant account solutions, point-of-sale systems, digital wallet integrations, eCommerce payment gateways, and related financial technology infrastructure. All services are subject to applicable terms, pricing agreements, and regulatory requirements.

3. Eligibility

You must be at least 18 years of age and have the legal authority to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

You agree to provide accurate, current, and complete information when using our services or submitting forms on our website.
You are responsible for maintaining the confidentiality of your account credentials.
You agree not to use our services for any unlawful purpose or in violation of any applicable regulations.
You agree to comply with all applicable payment card industry standards and regulations.

5. Payment Terms

Fees for our services are outlined in individual service agreements. All fees are non-refundable unless otherwise specified in your service agreement. We reserve the right to modify pricing with 30 days' written notice.

6. Intellectual Property

All content, trademarks, logos, and intellectual property on this website are owned by Premium Merchant Funding 18 LLC or its licensors. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

7. SMS Terms & Conditions

By opting in to receive SMS or text messages from Premium Merchant Funding 18 LLC, you agree to the following terms:

You consent to receive recurring marketing and promotional SMS/MMS messages from Premium Merchant Funding 18 LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply depending on your mobile carrier and plan.
You may opt out at any time by replying STOP to any message. Upon receipt of your STOP request, we will confirm your unsubscription and you will no longer receive promotional SMS messages.
For assistance, reply HELP to any message or contact us at everal@premium-merchantfunding.com.
Consent is NOT a condition of purchase. You are not required to opt in to SMS messages to use our services or make any purchase.

Supported carriers include but are not limited to: AT&T, T-Mobile, Verizon, Sprint, and other major US mobile carriers. Service availability may vary by carrier.

8. Limitation of Liability

To the maximum extent permitted by law, Premium Merchant Funding 18 LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our website or services.

9. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our website or services, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify, defend, and hold harmless Premium Merchant Funding 18 LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of our website or services, or your violation of these terms.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this page. Your continued use of our website or services after any changes constitutes acceptance of the updated terms.

13. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Premium Merchant Funding 18 LLC
55 Water Street, New York, NY 10038
Email: everal@premium-merchantfunding.com